Bayern going bankrupt has nothing to do with the wages. All finances are perfectly realistic. The reason is that Bayern gets 100M per year through sponsorship and other income which all comes in at the beginning of a season, so they are in the red until the start of a new season where they get 100M at once. They DONT have any problems with making enough income, it just comes too late for them sometimes, which makes them go bankrupt. SI already knows about this bug and I hope they will fix it for the next patch. Once again: It's not me destroying the Bayern game, the bug happens because I made Bayern so realistic! Bayern is so special with their monstrous sponsorship income that they create a new bug in FM.